Your real blended rate — salaries (computed live) plus any equity sale you model in the calculator below.
Financial independence
Your FI number — the הסולידית math
The "4% rule": once your invested assets reach about 25× a year's spending, that pot can fund your life indefinitely — you live off ~4%/yr while it keeps replenishing. That target is your FI number. Hover any figure for the math.
Net-worth tracker
הסולידית's first habit: watch the one number that matters trend up over time. A snapshot is saved automatically each month — your line builds from here.
Nebius — your choices, explained
Maitar still holds . Every path below is computed on those real holdings at today's NBIS price and your household income. Drag the NBIS price knob above to see how each choice changes.
Same choices across NBIS prices
Net in your pocket under each path if NBIS sits at these prices when you act — a stress-test from a crash ($150) to a moonshot ($400).
Custom calculators
Equity tax calculator — model one specific sale
When to use this: to see the exact after-tax net of selling a specific block. Pick the instrument — the unit count auto-fills (RSUs 5,186 · options 3,036) — then a scenario. For the big-picture comparison, use the "Nebius — your choices" section above; this is for a precise one-off. Stacks on household income; 2026 MFJ rules. Estimate — confirm with a CPA.
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Mortgage — can we afford this home?
Tick “add to plan” to fold it in: rent is replaced by the payment, the down payment leaves liquid cash, and runway + projection update.
Car — what does it really cost after Adva?
Business-use portion expensed through Adva lowers effective cost. Tick “add to plan” to fold it into cash flow and runway.
Risks & to-do
Family goals & actions
★ Open Kerem's Trump Account
Action checklist
The near-term moves this plan surfaces.
Edit underlying data ↓
Cash & bank
Account
Owner
Ccy
Balance
USD
Investments & retirement
Account
Owner
Ccy
Balance
USD
Real estate (your equity)
Asset
Owner
Value
Mortgage
%
Equity
Income & expenses (monthly)
Income
Ccy
Amt
USD
Expense
Ccy
Amt
USD
Spending — where the money goes
Paste any statement — Chase, Leumi, Amazon, CSV or copied text. Gemini AI extracts and categorizes every transaction. Nothing is hand-waved: click any category to see the actual charges, and fix a category in one click.
Import a statement
Paste the statement text or CSV, pick which account/card it's from, and let AI do the rest. Tracking the account lets the dashboard flag any statement you haven't imported yet.
advanced: paste a {month,categories} summary or a transactions array
🔗 Live bank sync · beta (Plaid)
Connect Chase once through Plaid's secure login — you sign in on Chase's own page, so the app never sees your password — then pull the latest transactions any time. Requires a one-time Plaid setup in Cloudflare (see notes).
No spending data yet — paste a statement above and click Process with AI. (The six older months are summary-only; re-import a statement to get transaction-level detail.)
Where the money goes
Similar categories grouped together — click a slice or a legend row to drill in.
💼 Could be business expenses · Adva
Personal charges that look Adva-deductible. Tap the 💼 on any transaction below to flag or unflag — it's your call.